Your home loan,
handled with
real care.
Over 20 years in financial lending, helping families navigate home financing with confidence. From first-time buyers to seasoned investors — let's find the right loan for you.
您的房貸，
交給真正
用心的人。
超過二十年金融貸款經驗，陪伴家庭安心面對購屋與貸款決策。從首次購屋到投資置產——讓我協助您找到適合的貸款方向。
Making home financing clear, honest, and personal.
讓房貸變得清楚、安心，也有人情味。
Making home financing clear, honest, and personal.
讓房貸變得清楚、安心，也有人情味。
I know the housing market can feel overwhelming. That’s exactly why I do what I do. With over 20 years in financial lending — including leadership experience and time with two major institutions, Citibank and U.S. Bank — I’ve helped hundreds of families navigate the mortgage process with confidence and clarity.
As a dedicated Mortgage Loan Officer at GMCC, my approach is simple: listen first, then find the right solution. Whether you're a first-time buyer figuring out where to start, a homeowner looking to refinance, or an investor expanding your portfolio, I'll walk you through your options in plain language so you can make the decision that's right for you.
I'm fluent in English and Mandarin, and I believe everyone deserves a loan officer who truly listens. Let's talk about your goals.
我知道買房和貸款常常讓人覺得複雜又有壓力，這也是我做這份工作的原因。憑藉超過二十年的金融貸款經驗，包括曾任職於 Citibank 與 U.S. Bank，我協助許多家庭用更清楚、更安心的方式理解房貸流程，做出適合自己的決定。
身為 GMCC 的專職房貸顧問，我的做法很簡單：先聽懂您的需求，再一起找出合適的方向。無論您是第一次買房、正在考慮轉貸，或是想擴大投資配置，我都會用白話方式把重點講清楚，讓您更有把握地選擇下一步。
我可用中文與英文溝通，也相信好的貸款顧問，應該先把人聽懂。歡迎和我聊聊您的目標。
NMLS #725823
CA DRE #02046077
The right loan for every stage of your journey.
依照人生不同階段，找到合適的貸款方向。
Home Purchase 購屋貸款
Whether it's your first home or your fifth, I'll guide you through every step — from pre-approval to closing day. You'll know exactly what to expect, with no surprises along the way.
不論是第一次買房，或是規劃下一個家，我會陪您從預先核准到交屋一步一步走清楚，讓流程更有方向、心裡更踏實。
Refinancing 房貸轉貸
Lower your monthly payment, shorten your loan term, or tap into your home's equity. I'll analyze your current mortgage and show you exactly where the savings are.
想降低月付款、調整貸款年限，或評估房屋淨值的運用方式，我會先了解您目前的貸款狀況，再協助您看清可能的選擇與節省空間。
First-Time Buyers 首次購屋
Buying your first home can feel overwhelming. I specialize in making it simple — walking you through FHA, conventional, and down payment assistance programs in plain language.
第一次買房，最怕的是不知道從哪裡開始。我會用白話方式陪您了解 FHA、傳統貸款，以及可能適用的頭期款補助方案。
Investment Properties 投資物業貸款
Expanding your portfolio? From conventional investment loans to DSCR and jumbo products, I'll structure the financing to match your investment strategy and timeline.
準備規劃投資物業？從傳統投資貸款到 DSCR、大額貸款，我會依照您的投資目標、現金流與時間安排，協助您規劃更合適的融資方向。
Real results from real families.
來自真實家庭的安心分享。
Rates & Programs
利率與方案
Interactive Rate
Gallery. 利率方案
一覽
The market shifts daily, but your goals don't have to wait. Explore your options in our transparent rate gallery. 市場每天都在變，您的計畫不必停下來。可先瀏覽目前的利率與方案資訊，再一起討論適合您的方向。
What would your monthly payment look like?
先算算看，每月還款大約多少。
Principal, interest, taxes and insurance — all in one live view, in about thirty seconds.
本金、利息、稅金與保險，一次看清楚——大約三十秒就好。
Let's
Talk.
與我
聯繫
Ask me anything.
歡迎隨時提問。
Type your question in the chat, any time, or call or email me directly.
隨時在聊天中提問，或直接致電、寄信給我。